|
Rates
|
Special CD's
*SPECIAL MONEY MARKET CD: 1-MONTH CD
- TIER 3:$25,000 AND OVER 0.35% INTEREST 0.35%APY
- TIER 2:$2,500 - $24,999 0.25% INTEREST 0.25%APY
- TIER 1:$500 - $2,499 0.10% INTEREST 0.10%APY
COMPOUNDS MONTHLY. NO EARLY WITHDRAWL PENALITES. INTEREST ADDED TO BALANCE MONTHLY. MINIMUM DEPOSIT OF $500 REQUIRED. MINIMUM BALANCE OF $500 TO OBTAIN APY. AUTOMATICALLY RENEWS AT THE RATE BEING OFFERED ON THIS TYPE OF CD AT MATURITY. ADDITIONS ($500 MINIMUM) AND WITHDRAWLS ($500 MINIMUM) ALLOWED AT ANY TIME WITHOUT PENALTY.
|
2/6/2012
REGULAR CDs
|
| Minimum Deposit of $500 to Obtain the APY |
| |
$500 to $9,999 |
|
$10,000 to $24,999 |
|
$25,000 AND OVER |
|
| CDs |
INTEREST RATE |
APY |
INTEREST RATE |
APY |
INTEREST RATE |
APY |
| *91 DAY |
0.05 |
0.05 |
0.10 |
0.10 |
0.15 |
0.15 |
| *182 DAY |
0.15 |
0.15 |
0.20 |
0.20 |
0.25 |
0.25 |
| *1 YEAR |
0.35 |
0.35 |
0.40 |
0.40 |
0.45 |
0.45 |
| *18 MONTH |
0.45 |
0.45 |
0.50 |
0.50 |
0.55 |
0.55 |
| *2 YEAR |
0.70 |
0.70 |
0.75 |
0.75 |
0.80 |
0.80 |
| *3 YEAR |
0.90 |
0.90 |
0.95 |
0.95 |
1.00 |
1.00 |
| *4 YEAR |
1.20 |
1.20 |
1.25 |
1.25 |
1.30 |
1.30 |
INVESTMENT SAVINGS
|
| |
% RATE |
% APY |
| $500 - $2499 |
0.10 |
0.10 |
| $2500 - $9999 |
0.15 |
0.15 |
| $10,000 - $14,999 |
0.15 |
0.15 |
| $15,000 - $49,999 |
0.15 |
0.15 |
| $50,000 & UP |
0.20 |
0.20 |
TREASURY SAVINGS
|
| |
% RATE |
% APY |
| $5,000 - $9,999 |
0.20 |
0.20 |
| $10,000 - $24,999 |
0.25 |
0.25 |
| $25,000 - $74,999 |
0.25 |
0.25 |
| $75,000 - $99,999 |
0.30 |
0.30 |
| $100,000 - over |
0.30 |
0.30 |
PASSBOOK SAVINGS
|
| |
% RATE |
% APY |
| $200 - $400 |
0.10 |
0.10 |
| $500 - up |
0.10 |
0.10 |
CHECKING
|
| FIRST CHECKING |
% RATE |
% APY |
| $500 & UP |
0.05 |
0.05 |
| FIRST PLUS & 50 |
|
|
| $500 & UP |
0.05 |
0.05 |
| FIRST REWARD |
|
|
| Up to $15,000 |
3.25 |
3.30* |
| $15,000 & Up |
1.00 |
1.01* |
| *If requirements are met |
|
|
| First Reward |
0.50 |
0.50** |
| **If requirements are not met |
|
|
SUPER NOW |
% RATE |
% APY |
| $500 - $2499 |
0.05 |
0.05 |
| $2500 & UP |
0.05 |
0.05 |
| NOW BUSINESS |
0.05 |
0.05 |
|
| IRA TREASURY SAVINGS |
% RATE |
% APY |
| $1-$2,500 |
1.00 |
1.00 |
| $2,501-$9,999 |
1.20 |
1.21 |
| $10,000-$14,999 |
1.40 |
1.41 |
| $15,000-$49,999 |
1.60 |
1.61 |
| $50,000 & UP |
1.80 |
1.81 |
PLEASE ASK OUR BANK EMPLOYEES ABOUT FEES AND TERMS ON OUR ACCOUNTS. FEES COULD REDUCE THE EARNINGS ON THE ACCOUNT. APY STANDS FOR ANNUAL PERCENTAGE YIELD. DEPOSITS ARE FDIC INSURED TO $250,000. THIS BANK IS A MEMBER OF FDIC..
|
|
