• fixed rate mortgages
• adjustable rate mortgages
• balloon mortgages
• construction loans
• refinancing
• home equity lines of credit

Prequalify with Sandy L.	Prequalify with Sandy S.

APPLY NOW!! To apply for a real estate loan, click here to print out a real estate loan application and mail it to us at:

For current rates...call Sandy Severson in Hawley (218-483-3391) OR Sandy Larson in Dilworth (218-233-3136).

If you have a secondary market real estate loan through Merchant’s Bank, click here to access your account:

Home Loan Calculators

• How much home can you afford.
• Estimate your monthly payment.

• Local loan approval
• Local processing
• Local loan payments (with many programs)
• Fast, free pre-approval

APPLY NOW!! To apply for a consumer loan, click here to print out a consumer loan application and mail it to us at:

• Lines of credit for working capital
• Term loans for equipment and expansion
• Real estate mortgages for commercial/agricultural properties

Dennis

Rick

Matt